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# Financial Calculator Apps Comparison Chart

## Basic Calculator Functions

Feature CALC 1 HP 12C Based HP 10bii Based HP 17Bii+ Based TI BA Plus Based
Chain Calculation Mode
(no operator precedence. 2+3×4 = 20.00)

Algebraic Calculation Mode
(operator precedence. 2+3*4 = 14.00)

2+(3×4 = 14.00
(right parenthesis is not always required?)

No parenthesis on this app?! The hardware 12C with ALG has parenthesis. error for missing right parenthesis.

Display of 5÷2 before tapping =
(is the left value and operator displayed?)
5.00÷2
(CHN mode)
5/2
(ALG mode)
2.
(no left value or operator displayed)
5/2
5.00÷2 2.
(no left value or operator displayed)
RPN Calculation Mode

Single Digit Delete
So you don't have to clear the entire number if you tap 1 wrong digit.

No.
The hardware 12C with ALG has this feature.

# of lines in display 1 to 4, User selectable. 1 1 4 1
Keys (Cols, Rows) 5 by 7 5 by 8 5 by 8 6 by 7
Top row has 5 keys
5 by 9
Undo to recover from mistakes

Recall calculation history results

“K” key for repetitive calculations

Key Hints

Include Stack values in chain/algebraic calculations.

Display of 1÷1000= when set to 2 decimal places (underflow).

0.001

0.001 0.00 1.00E-3 0.001
# of User Memory (STO/RCL) 26
Not all 26 are available on all calculators.
20 20 10 10
Displays user memory values on key

Displays a list with values.

## Financial Solutions

Feature CALC 1 HP 12C Based HP 10bii Based HP 17ii+ Based TI BA Plus Based
Standard TVM Calculator with N, I/YR, PV, PMT FV Keys (annual interest rates and P/YR)

Standard TVM Calculator with N, i, PV, PMT FV Keys (odd period, periodic interest rate)

Displays TVM values on or above respective keys.

Form based TVM Calculator with label and input fields on one form.

Separate P/YR and C/YR for Canadian mortgage and more.

Bond Payment Frequencies/Date Basis ann, semi, qrtly
30/360, A/A, A/360, A/365, e30/360
semi
30/360
No bonds
- \$\$ for:
ann, semi
30/360, AA
ann, semi
30/360, AA
ann, semi
30/360, AA
Amortization Graphing

Cash Flow Calculations irr, npv, nfv, mirr irr, npv irr, npv
\$\$ for nfv
irr, npv, nfv, mirr,nus
sppv, spfv, uspv, usfv
irr, npv
Depreciation SL,SOYD,DB,DBX SL,SOYD,DB No Depreciation
\$\$ for SL,SOYD,DB
SL,SOYD,DB,Acrs SL,SOYD,DB,DBX
Graduated Annuities

## Business Solutions

Feature CALC 1 HP 12C Based HP 10bii Based HP 17ii+ Based TI BA Plus Based
Percent Change,
Percent of Total Keys

%CHG   %CHG
Percent Change,
Percent of Total Calculators

Markup Calculator

Breakeven Calculator

\$\$

Profit Margin Calculator

Cost of Not Taking a Cash Discount Calculator

Economic Order Quantity Calculator

Newsvendor Model Calculator

## Probability & Statistical Solutions

Feature CALC 1 HP 12C Based HP 10bii Based HP 17ii+ Based TI BA Plus Based
Standard stats, sum, average, standard deviation for x-y

Entry of data from calculator (Σ+ or input Key) so calculation results can be used.

Has Σ+ key but it opens an entry form.

Enter and edit data from an editor form that shows all values.

This uses summary data so individual entries cannot be edited.

Copy and paste data in editor

Automatically saves and restores list data

Not automatic but lists can be saved and named.
Stats: Median, Mode, variance, population SD,

Curve Fitting Models LIN, Ln, Exp, Pwr, Expnt, Inv LIN LIN
\$\$ for Ln, Exp, Pwr, Expnt, Inv
LIN LIN, Ln, Exp, Pwr
Factorial, Permutations, Combinations

n! x!
\$\$ for others

Statistical Distribution Normal, Student T, Log Normal, Binomial, Poisson   \$\$ for Normal, Student T Solver functions for Normal, Student T. You need to build your own solver.
Statistical Distribution Calculators 12 0 \$\$ for 2 0 0

## Math, Scientific, Misc Functions

Feature CALC 1 HP 12C Based HP 10bii Based HP 17ii+ Based TI BA Plus Based
ln, exp functions.

Trig and hyperbolic functions.

\$\$

Additional functions Over 190 functions
Over 300 Unique keys on over 20 calculators
Over 60 Formula Calculators
Over 250 built-in Menu-driven functions

## Conversions

Feature CALC 1 HP 12C Based HP 10bii Based HP 17ii+ Based TI BA Plus Based
Currency Conversions 31 0 0 Over 160 0
UOM Conversions

Automatically create calculator keys for 1-tap currency or UOM conversion.

Create, save, load currency pairs

## Customization

Feature CALC 1 HP 12C Based HP 10bii Based HP 17ii+ Based TI BA Plus Based
Record Keystrokes Programming On the 12C calculator.

Create custom calculators

Create custom Formula Calculators or solvers Uses spreadsheet compatible formulas and functions.     Uses HP specific functions. Has some functions (like Σ) that allow more complicated calculations.
Graph Formula Calculators / solvers

The Formula Calculators / solvers display the variable values on key.

Automatic history logging of calculations and restoration of inputs.

Number of functions available to build Formula Calculators / solvers Over 190 functions     71
Available calculators that can be downloaded from app at no extra charge. Over 20 Focused Calculators
Over 60 Formula Calculators

## iOS Features

Feature CALC 1 HP 12C Based HP 10bii Based HP 17ii+ Based TI BA Plus Based
iPhone/IPad with layout that takes advantage of iPad .

Dynamic Type Text Sizing (Lists and Buttons)

Landscape / Portrait

Styles 4 presets
Millions of
user specified
10 2 2 2

## Comments

CALC 1 HP 12C Based HP 10bii Based HP 17ii+ Based TI BA Plus Based
Our design philosophy was to not just copy a hardware calculator, but instead take the best features of each. Then take advantage of the great tools of the iPhone and iPad. Although most developers add features to hardware based calculators, the fact that they are bound to the hardware design make many of the additions awkward. This is a copy of the HP 12C financial calculator with ALG mode.
This does not have the features found on the Platinum and other models with parenthesis and undo.
The calculation mode does not match the hardware 10bii, but IMHO this is better since it shows the operators and values. This is a copy of HP's entry level financial calculator with additional features. More features are available, but cost extra with an In-App purchase. This is a copy of HP's high end financial calculator with additional features. Copy of TI BA. Even uses the TI manual for documentation. We couldn't find any extra features.

Basic, scientific and financial calculators evaluate expressions that the user enters. Financial calculators also provide solutions where the calculator executes complicated expressions and the user only is required to provide the inputs.

Financial calculators based on one of these popular hardware calculators (HP 12C, HP 10bii, HP 17bii+, and TI BA) dominate the calculator apps in the iTunes Finance category list of top paid apps.

Although this chart was created by the developer of CALC 1, the reported features are easily verified.

We feel a simple chart of features will help users decide which calculator app is best for them. If you know of any errors in this chart, please contact us.